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Roth IRA
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  • Earnings grow tax-free
  • Qualified withdrawals are free from federal income tax5
  • Withdraw most contributions at anytime
  • Deposit funds into an IRA Certificate or Variable Rate IRA
  • Additional Details
  • Open this Account
  • Contribution limits for 2009
    • Individual: Up to $5,000
    • Married filing jointly: Up to $10,000 ($5,000 each)
    • Catch-up contribution of $1,000 applies to members 50 and over
    • Actual contribution limits depend on income and participation in an employer retirement plan
  • Distributions
    • Generally, contributions may be withdrawn at anytime without penalty (excluding conversions)
    • Qualified distributions are not subject to tax and are penalty-free if both of the following conditions are met:
      • You have had a Roth IRA for at least 5 years, and
      • You are at least 59½, the funds are used for a qualified first-time home purchase or you have a qualifying disability
    • Funds can be withdrawn by your beneficiaries upon your death

To open a Roth IRA:
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*APY = annual percentage yield. Yields are subject to change at anytime.
+APR = annual percentage rate. Rates are subject to change at anytime.
†Rate quoted above is for a 30-year fixed conforming loan up to $417,000, on 7/09/2010. Mortgage Rates change daily and are subject to change at anytime, without notice. Actual interest rates and APRs may vary based on credit history, final loan amount and finance charges.

Yields and rates current as of 9/6/10. Members will earn the qualifying yield/rate at the time of account opening.
Refresh page to ensure you are viewing the current yields and rates.


ncua
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. government agency.
equal housing
We do business in accordance with the Federal Fair Housing Law and The Equal Credit Opportunity Act.

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